To manage preferences, including to opt employees out of Paychex Flex Perks Insurance, use this link to go to settings in your Paychex Flex account. You can also email our Service team at [email protected] with your request to change your settings. For additional opt out information check out the Paychex Flex® Perks FAQ.

Paychex will provide Workers with access to voluntary Worker-paid auto, home and/or renters’ insurance for Worker to purchase for their personal use through its Vendor, Allstate Insurance Company, (“Service”). Client agrees and acknowledges that Vendor(s) is solely responsible for presenting and collecting any premiums and/or fees from Worker.

Paychex will provide Workers with direct access, through SSO, to a voluntary insurance and benefits platform (“Platform”) through its Vendor, Empower Benefits, Inc. d/b/a Corestream, a licensed insurance agency and/or broker (“Vendor”) for Affordable Benefits and Discounts powered by Corestream Service (“Service” or “Corestream”). The Platform provides Workers access to voluntary Worker-paid benefits such as life, home, auto, pet, and critical care insurance (“Insurance and Benefit Products”) provided by unaffiliated insurance carriers (“Carriers”) and select other products, services, and discounts (collectively “Products”) provided by unaffiliated third party providers (“Providers”).

a. Broker of Record. Client designates Vendor as the broker of record to present and sell applicable Insurance and Benefits Products to Workers (“Broker of Record”). Vendor is authorized to disclose to Carriers that Client has designated Vendor as Broker of Record in connection with the Insurance and Benefits Products offered on the Platform and manage such Insurance and Benefits Products on behalf of Carriers. Client authorizes Paychex to disclose this Agreement to Carriers or otherwise verify to Carriers that Client has designated Vendor as Broker of Record if requested by Vendor. Client further represents that all such Insurance and Benefits Products are not, and will not be, part of an ERISA or other employee benefits plan. Client authorizes Vendor to select the available Carriers and program rules, including levels of coverage and eligibility offered to Workers. The Broker of Record designation and Vendor authorizations will remain in force until Client opts out of the Service, or this Agreement is terminated.

b. Additional Transmittal of Information. In addition to the Information transmitted or used for marketing purposes as set forth in the Transmittal of Information provision in the Terms and Conditions for Paychex Flex Perks Service (“Service Terms”), Client authorizes Paychex to transmit Client and Worker Information to Vendor when the Service commences, including, Client ID and state of legal address, and Worker ID. At no cost to Worker, Workers may enroll in the Platform to access and purchase Products. Once a Worker enrolls and/or purchases Products, Client authorizes Paychex to transmit additional Information to Vendor, including, but not limited to, Worker date of birth, wage information, estimated annualized wages, user ID, and employment-related dates, so that Vendor and/or Carrier or Provider may offer, quote, and/or provide Products.

c. Commissions and Fees. Client acknowledges that Worker may elect to pay for Products through a payroll deduction and authorizes Paychex to facilitate the payroll deductions as set forth in the Fees provision in the Service Terms. Client authorizes Vendor to receive commissions and fees from Carriers and Providers as compensation for the Products purchased by Workers on the Platform. Client acknowledges that commission and fees earned from insurance policies sold to Workers during the term of the Service will be assigned to Vendor for the life of the insurance policy and that Vendor may share those commissions and fees with Paychex or its affiliate Paychex Insurance Agency, Inc., a licensed insurance agency, or with eligible third parties. Client further acknowledges that without the Broker of Record designation Vendor would not be compensated for the sale of insurance Products. This clause will survive the termination of this Agreement.

d. Opt-Out of Service. In addition to the Opt-Out/Termination provision set forth in the Service Terms, if any of Client’s Workers have enrolled in a Product requiring payroll deductions, Worker may be allowed to retain Products purchased prior to termination of the Service or the Agreement or Client’s opt-out, in accordance with the Products’ terms of use, and if the Worker establishes an alternative payment arrangement with Vendor, Carrier, and/or Provider.

To manage preferences, including to opt employees out of Finfit, use this link to go to settings in your Paychex Flex account. You can also email our Service team at [email protected] with your request to change your settings. For additional opt out information check out the Paychex Flex® Perks FAQ.

Paychex will provide Workers* with direct access, through SSO, to tools and education to assist Workers in addressing financial goals and access to installment loans and lines of credit, through its Vendor, FinFit Ops, LLC (“Financial Wellness Service”).

In addition to the Information transmitted or used for marketing purposes as set forth in the Transmittal of Information provision in the Service Terms or the Paychex HR PEO Terms of Service, Client further acknowledges that when a Worker creates an account to access the Service and/or uses the Service, Paychex is authorized to transmit additional Information to Vendor, including, but not limited to, Worker employment status, wage information, and employment-related dates so that Vendor may provide the requested Service.

At their option, Workers may apply for an installment loan or line of credit (each a “Loan”) and obtain a Loan from the bank selected by Vendor to provide the Loan ("Bank"). In addition to the Fees provision set forth in the Service Terms or in the About Services provision of the Paychex HR PEO Terms of Service, Workers shall apply for a Loan pursuant to the terms of a Loan Agreement between Bank and Worker, and authorize Client and/or Paychex, as Client's payroll vendor, to deposit a portion of Worker’s wages or compensation to Vendor in payment of the Loan (“Loan Payments”). Paychex will remit Loan Payments based on the information received from Vendor and shall have no obligation to review or verify any Loan Payments. Except to the extent Client and Paychex are otherwise prohibited from doing so by any requirement of law applicable to Client or Paychex, Client authorizes Paychex to remit Loan Payments to Vendor using Client’s bank account(s) designated for Direct Deposit Service.

^{*Covered Employee, as defined in the Paychex HR PEO Terms of Service, is included in the definition of Worker.}

To manage preferences, including to opt employees out of Pay on Demand, use this link to go to settings in your Paychex Flex account. You can also email our Service team at [email protected] with your request to change your settings. For additional opt out information check out the Paychex Flex® Perks FAQ.

Paychex will provide Workers* with access, through SSO, to a program that allows Workers to gain access to an amount equal to a portion of their earned but unpaid wages, before a scheduled check date (“On Demand Wages”), plus other financial wellness services, through its Vendor, Payactiv, Inc. (“Pay on Demand” or “Service”). Client acknowledges that if a Worker receives On Demand Wages during a pay period, Client authorizes Paychex to process the payroll deduction(s) as set forth in the Fees provision of the Service Terms for that pay period, and subsequent pay periods, if necessary.

In addition to the Information transmitted or used for marketing purposes as set forth in the Transmittal of Information provision in the Service Terms or the Paychex HR PEO Terms of Service, Client authorizes Paychex to transmit Client and Worker Information to Vendor when the Service commences, including, Client ID and Worker Information, including, employee and Worker IDs, wage information, employment-related dates, work and resident states, and time tracking data from a Paychex time and attendance service, if applicable. Client acknowledges that Workers are able to view available On Demand Wages in Paychex Flex® based on this Worker Information, prior to enrolling in the Service. Client acknowledges that if a Worker receives On Demand Wages during a pay period, Client authorizes Paychex to process the payroll deduction(s) as set forth in the Fees provision of the Service Terms, or in the About Services provision of the Paychex HR PEO Terms of Service, for that pay period, and subsequent pay periods, if necessary.

In addition to the Opt-Out/Termination provision set forth in the Service Terms, or the Service term provision in the Paychex HR PEO Terms of Service, Vendor may terminate and/or suspend access to the Service in accordance with Vendor’s terms and conditions. If Client initiates termination of the Service through Paychex Flex, Paychex shall notify Vendor to terminate the Service and will prevent Workers from requesting additional On Demand Wages. Client acknowledges and understands that (i) the date of termination of the Service is determined solely by Vendor and may not occur until after Workers have settled outstanding On Demand Wage repayments; and (ii) transmission of Information to Vendor continues until Vendor terminates the Service.

^{*Covered Employee, as defined in the Paychex HR PEO Terms of Service, is included in the definition of Worker.}

To manage preferences, including to opt employees out of Paychex Pay, use this link to go to settings in your Paychex Flex account. You can also email our Service team at [email protected] with your request to change your settings. For additional opt out information check out the Paychex Flex® Perks FAQ.

Paychex will provide eligible Workers* with access, through SSO, to an online application through which Workers can apply for one or more bank accounts through its Vendor, Central Bank of Kansas City, Member, FDIC (“Paychex Pay” or “Service”). Paychex is not a bank. Vendor is solely responsible for all banking services it provides, including determining if a Worker is eligible to open an account.

In addition to the Information transmitted or used for marketing purposes as set forth in the Transmittal of Information provision in the Service Terms or the Paychex HR PEO Terms of Service, Client acknowledges and agrees that, when a Worker applies for an account, Paychex shall transmit to Vendor, Information necessary for Vendor to determine Worker eligibility and verify Worker identity, including, but not limited to, Worker name, address, email address, phone number, date of birth and Social Security number.

^{*Covered Employee, as defined in the Paychex HR PEO Terms of Service, is included in the definition of Worker.}

To manage preferences, including to opt employees out of PayPal, use this link to go to settings in your Paychex Flex account. You can also email our Service team at [email protected] with your request to change your settings. For additional opt out information check out the Paychex Flex® Perks FAQ.

Paychex will provide Workers* with access to a platform through which Workers can configure their direct deposit settings to deposit all or a portion of their net pay each pay period into their PayPal balance account through its Vendor, PayPal, Inc., (“Service”). Client agrees and acknowledges that Workers must (i) have and use Paychex Flex®; (ii) use direct deposit; and (iii) have or establish a balance account with PayPal to utilize the Service.

*Covered Employee, as defined in the Paychex HR PEO Terms of Service, is included in the definition of Worker.

To manage preferences, including to opt employees out of SoFi at Work, use this link to go to settings in your Paychex Flex account. You can also email our Service team at [email protected] with your request to change your settings. For additional opt out information check out the Paychex Flex® Perks FAQ.

Paychex will provide Workers* with access, through SSO, to personal finance solutions through which Workers can apply for financial services, including but not limited to, personal loans, student loans, and loan refinancing, through its Vendor, Social Finance, LLC, (“Service”). Workers will be required to open and retain an account with Vendor to utilize the Service and will retain access to such account even if Client terminates the Service. Vendor is solely responsible for determining eligibility for any financial services it provides.

^{*Covered Employee, as defined in the Paychex HR PEO Terms of Service, is included in the definition of Worker.}

TurboTax 

To manage preferences, including to opt employees out of TurboTax, use this link to go to settings in your Paychex Flex account. You can also email our Service team at [email protected] with your request to change your settings. For additional opt out information check out the Paychex Flex® Perks FAQ.

H&R Block

To manage preferences, including to opt employees out of H&R Block, use this link to go to settings in your Paychex Flex account. You can also email our Service team at [email protected] with your request to change your settings. For additional opt out information check out the Paychex Flex® Perks FAQ.

Paychex will provide Workers* with the opportunity to purchase tax preparation software for Workers’ personal use through its Vendors, HRB Digital, LLC or Intuit Consumer Group LLC, (“Tax Prep Software Service” or “Service”).

^{*Covered Employee, as defined in the Paychex HR PEO Terms of Service, is included in the definition of Worker.}